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BankHealth

TIOGA-FRANKLIN SAVINGS BANK

PHILADELPHIA, PENNSYLVANIA · FDIC Cert #33802

D
Health Score
39/100
$71M
Total Assets
$63M
Total Deposits
11.64%
Tier 1 Capital
Q2 2024
Report Date

Capital & Safety Analysis

Regulatory Status:Well-Capitalized

According to FDIC financial data, TIOGA-FRANKLIN SAVINGS BANK holds a Tier 1 capital ratio of 11.64%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning TIOGA-FRANKLIN SAVINGS BANK has a strong buffer to absorb potential losses.

Key Financial Metrics

10.24%
Nonperforming Loans
High — significant loan problems
18.46%
Liquidity Ratio
Adequate liquidity
-1.59%
Return on Assets
Negative — losing money
$63M
Domestic Deposits
Total domestic deposits held

What This Means For Your Money

TIOGA-FRANKLIN SAVINGS BANK shows some financial weakness with a Health Score of 39/100. This does not mean the bank will fail, but some financial indicators are below average. Your FDIC-insured deposits (up to $250,000) are fully protected by the US government.

Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.

Frequently Asked Questions

TIOGA-FRANKLIN SAVINGS BANK has a Bank Health Score of D (39/100). It holds a Tier 1 capital ratio of 11.64%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.

TIOGA-FRANKLIN SAVINGS BANK holds $71M in total assets and $63M in total deposits. It is located in PHILADELPHIA, PENNSYLVANIA (FDIC Certificate #33802).

TIOGA-FRANKLIN SAVINGS BANK has a Tier 1 capital ratio of 11.64%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 10.24%, and the return on assets is -1.59%.

Yes. TIOGA-FRANKLIN SAVINGS BANK is FDIC-insured (Certificate #33802). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.

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