FIRST NB OF ORWELL
ORWELL, VERMONT · FDIC Cert #6280
Capital & Safety Analysis
According to FDIC financial data, FIRST NB OF ORWELL holds a Tier 1 capital ratio of 0.00%. This falls below the 6% threshold regulators require, which may subject FIRST NB OF ORWELL to additional regulatory scrutiny.
Key Financial Metrics
What This Means For Your Money
FIRST NB OF ORWELL shows some financial weakness with a Health Score of 37/100. This does not mean the bank will fail, but some financial indicators are below average. Your FDIC-insured deposits (up to $250,000) are fully protected by the US government.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
FIRST NB OF ORWELL has a Bank Health Score of D (37/100). It holds a Tier 1 capital ratio of 0.00%, which is below the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
FIRST NB OF ORWELL holds $81M in total assets and $71M in total deposits. It is located in ORWELL, VERMONT (FDIC Certificate #6280).
FIRST NB OF ORWELL has a Tier 1 capital ratio of 0.00%, classifying it as "Critically Undercapitalized." The nonperforming loan ratio is 1.76%, and the return on assets is 1.81%.
Yes. FIRST NB OF ORWELL is FDIC-insured (Certificate #6280). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.