CINCINNATUS SAVINGS&LOAN CO
CINCINNATI, OHIO · FDIC Cert #28157
Capital & Safety Analysis
According to FDIC financial data, CINCINNATUS SAVINGS&LOAN CO holds a Tier 1 capital ratio of 0.00%. This falls below the 6% threshold regulators require, which may subject CINCINNATUS SAVINGS&LOAN CO to additional regulatory scrutiny.
Key Financial Metrics
What This Means For Your Money
CINCINNATUS SAVINGS&LOAN CO shows some financial weakness with a Health Score of 39/100. This does not mean the bank will fail, but some financial indicators are below average. Your FDIC-insured deposits (up to $250,000) are fully protected by the US government.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
CINCINNATUS SAVINGS&LOAN CO has a Bank Health Score of D (39/100). It holds a Tier 1 capital ratio of 0.00%, which is below the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
CINCINNATUS SAVINGS&LOAN CO holds $137M in total assets and $106M in total deposits. It is located in CINCINNATI, OHIO (FDIC Certificate #28157).
CINCINNATUS SAVINGS&LOAN CO has a Tier 1 capital ratio of 0.00%, classifying it as "Critically Undercapitalized." The nonperforming loan ratio is 0.00%, and the return on assets is 0.76%.
Yes. CINCINNATUS SAVINGS&LOAN CO is FDIC-insured (Certificate #28157). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.