CITIZENS B&T CO OF VIVIAN LA
VIVIAN, LOUISIANA · FDIC Cert #19744
Capital & Safety Analysis
According to FDIC financial data, CITIZENS B&T CO OF VIVIAN LA holds a Tier 1 capital ratio of 0.00%. This falls below the 6% threshold regulators require, which may subject CITIZENS B&T CO OF VIVIAN LA to additional regulatory scrutiny.
Key Financial Metrics
What This Means For Your Money
CITIZENS B&T CO OF VIVIAN LA shows some financial weakness with a Health Score of 39/100. This does not mean the bank will fail, but some financial indicators are below average. Your FDIC-insured deposits (up to $250,000) are fully protected by the US government.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
CITIZENS B&T CO OF VIVIAN LA has a Bank Health Score of D (39/100). It holds a Tier 1 capital ratio of 0.00%, which is below the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
CITIZENS B&T CO OF VIVIAN LA holds $163M in total assets and $140M in total deposits. It is located in VIVIAN, LOUISIANA (FDIC Certificate #19744).
CITIZENS B&T CO OF VIVIAN LA has a Tier 1 capital ratio of 0.00%, classifying it as "Critically Undercapitalized." The nonperforming loan ratio is 3.00%, and the return on assets is 0.03%.
Yes. CITIZENS B&T CO OF VIVIAN LA is FDIC-insured (Certificate #19744). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.