MASPETH FS&LA
MASPETH, NEW YORK · FDIC Cert #30303
Capital & Safety Analysis
According to FDIC financial data, MASPETH FS&LA holds a Tier 1 capital ratio of 0.00%. This falls below the 6% threshold regulators require, which may subject MASPETH FS&LA to additional regulatory scrutiny.
Key Financial Metrics
What This Means For Your Money
MASPETH FS&LA shows some financial weakness with a Health Score of 27/100. This does not mean the bank will fail, but some financial indicators are below average. Your FDIC-insured deposits (up to $250,000) are fully protected by the US government.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
MASPETH FS&LA has a Bank Health Score of F (27/100). It holds a Tier 1 capital ratio of 0.00%, which is below the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
MASPETH FS&LA holds $2.2B in total assets and $1.4B in total deposits. It is located in MASPETH, NEW YORK (FDIC Certificate #30303).
MASPETH FS&LA has a Tier 1 capital ratio of 0.00%, classifying it as "Critically Undercapitalized." The nonperforming loan ratio is 1.74%, and the return on assets is 1.01%.
Yes. MASPETH FS&LA is FDIC-insured (Certificate #30303). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.