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BankHealth

PATRIOT BANK NATIONAL ASSN

STAMFORD, CONNECTICUT · FDIC Cert #33928

D
Health Score
35/100
$1.0B
Total Assets
$804M
Total Deposits
10.20%
Tier 1 Capital
Q2 2024
Report Date

Capital & Safety Analysis

Regulatory Status:Well-Capitalized

According to FDIC financial data, PATRIOT BANK NATIONAL ASSN holds a Tier 1 capital ratio of 10.20%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning PATRIOT BANK NATIONAL ASSN has a strong buffer to absorb potential losses.

Key Financial Metrics

4.88%
Nonperforming Loans
High — significant loan problems
17.36%
Liquidity Ratio
Adequate liquidity
-0.52%
Return on Assets
Negative — losing money
$804M
Domestic Deposits
Total domestic deposits held

What This Means For Your Money

PATRIOT BANK NATIONAL ASSN shows some financial weakness with a Health Score of 35/100. This does not mean the bank will fail, but some financial indicators are below average. Your FDIC-insured deposits (up to $250,000) are fully protected by the US government.

Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.

Frequently Asked Questions

PATRIOT BANK NATIONAL ASSN has a Bank Health Score of D (35/100). It holds a Tier 1 capital ratio of 10.20%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.

PATRIOT BANK NATIONAL ASSN holds $1.0B in total assets and $804M in total deposits. It is located in STAMFORD, CONNECTICUT (FDIC Certificate #33928).

PATRIOT BANK NATIONAL ASSN has a Tier 1 capital ratio of 10.20%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 4.88%, and the return on assets is -0.52%.

Yes. PATRIOT BANK NATIONAL ASSN is FDIC-insured (Certificate #33928). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.

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