COWBOY BANK OF TEXAS
MAYPEARL, TEXAS · FDIC Cert #12298
Capital & Safety Analysis
According to FDIC financial data, COWBOY BANK OF TEXAS holds a Tier 1 capital ratio of 0.00%. This falls below the 6% threshold regulators require, which may subject COWBOY BANK OF TEXAS to additional regulatory scrutiny.
Key Financial Metrics
What This Means For Your Money
COWBOY BANK OF TEXAS shows some financial weakness with a Health Score of 38/100. This does not mean the bank will fail, but some financial indicators are below average. Your FDIC-insured deposits (up to $250,000) are fully protected by the US government.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
COWBOY BANK OF TEXAS has a Bank Health Score of D (38/100). It holds a Tier 1 capital ratio of 0.00%, which is below the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
COWBOY BANK OF TEXAS holds $101M in total assets and $82M in total deposits. It is located in MAYPEARL, TEXAS (FDIC Certificate #12298).
COWBOY BANK OF TEXAS has a Tier 1 capital ratio of 0.00%, classifying it as "Critically Undercapitalized." The nonperforming loan ratio is 2.09%, and the return on assets is 3.25%.
Yes. COWBOY BANK OF TEXAS is FDIC-insured (Certificate #12298). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.