FIRST FEDERAL S&L BANK
OLATHE, KANSAS · FDIC Cert #28635
Capital & Safety Analysis
According to FDIC financial data, FIRST FEDERAL S&L BANK holds a Tier 1 capital ratio of 0.00%. This falls below the 6% threshold regulators require, which may subject FIRST FEDERAL S&L BANK to additional regulatory scrutiny.
Key Financial Metrics
What This Means For Your Money
FIRST FEDERAL S&L BANK shows some financial weakness with a Health Score of 27/100. This does not mean the bank will fail, but some financial indicators are below average. Your FDIC-insured deposits (up to $250,000) are fully protected by the US government.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
FIRST FEDERAL S&L BANK has a Bank Health Score of F (27/100). It holds a Tier 1 capital ratio of 0.00%, which is below the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
FIRST FEDERAL S&L BANK holds $111M in total assets and $91M in total deposits. It is located in OLATHE, KANSAS (FDIC Certificate #28635).
FIRST FEDERAL S&L BANK has a Tier 1 capital ratio of 0.00%, classifying it as "Critically Undercapitalized." The nonperforming loan ratio is 2.19%, and the return on assets is 3.80%.
Yes. FIRST FEDERAL S&L BANK is FDIC-insured (Certificate #28635). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.