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BankHealth

MILESTONE BANK

SALT LAKE CITY, UTAH · FDIC Cert #58148

D
Health Score
36/100
$387M
Total Assets
$332M
Total Deposits
0.00%
Tier 1 Capital
Q2 2024
Report Date

Capital & Safety Analysis

Regulatory Status:Critically Undercapitalized

According to FDIC financial data, MILESTONE BANK holds a Tier 1 capital ratio of 0.00%. This falls below the 6% threshold regulators require, which may subject MILESTONE BANK to additional regulatory scrutiny.

Key Financial Metrics

0.86%
Nonperforming Loans
Low — healthy loan portfolio
9.87%
Liquidity Ratio
Low — potential liquidity stress
1.08%
Return on Assets
Profitable — earning well on assets
$332M
Domestic Deposits
Total domestic deposits held

What This Means For Your Money

MILESTONE BANK shows some financial weakness with a Health Score of 36/100. This does not mean the bank will fail, but some financial indicators are below average. Your FDIC-insured deposits (up to $250,000) are fully protected by the US government.

Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.

Frequently Asked Questions

MILESTONE BANK has a Bank Health Score of D (36/100). It holds a Tier 1 capital ratio of 0.00%, which is below the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.

MILESTONE BANK holds $387M in total assets and $332M in total deposits. It is located in SALT LAKE CITY, UTAH (FDIC Certificate #58148).

MILESTONE BANK has a Tier 1 capital ratio of 0.00%, classifying it as "Critically Undercapitalized." The nonperforming loan ratio is 0.86%, and the return on assets is 1.08%.

Yes. MILESTONE BANK is FDIC-insured (Certificate #58148). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.

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