WEST MICHIGAN COMMUNITY BANK
HUDSONVILLE, MICHIGAN · FDIC Cert #22308
Capital & Safety Analysis
According to FDIC financial data, WEST MICHIGAN COMMUNITY BANK holds a Tier 1 capital ratio of 0.00%. This falls below the 6% threshold regulators require, which may subject WEST MICHIGAN COMMUNITY BANK to additional regulatory scrutiny.
Key Financial Metrics
What This Means For Your Money
WEST MICHIGAN COMMUNITY BANK shows some financial weakness with a Health Score of 37/100. This does not mean the bank will fail, but some financial indicators are below average. Your FDIC-insured deposits (up to $250,000) are fully protected by the US government.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
WEST MICHIGAN COMMUNITY BANK has a Bank Health Score of D (37/100). It holds a Tier 1 capital ratio of 0.00%, which is below the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
WEST MICHIGAN COMMUNITY BANK holds $1.0B in total assets and $866M in total deposits. It is located in HUDSONVILLE, MICHIGAN (FDIC Certificate #22308).
WEST MICHIGAN COMMUNITY BANK has a Tier 1 capital ratio of 0.00%, classifying it as "Critically Undercapitalized." The nonperforming loan ratio is 0.92%, and the return on assets is 1.47%.
Yes. WEST MICHIGAN COMMUNITY BANK is FDIC-insured (Certificate #22308). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.