TOWN COUNTRY UNITED BANK
CAMDEN, ALABAMA · FDIC Cert #22621
Capital & Safety Analysis
According to FDIC financial data, TOWN COUNTRY UNITED BANK holds a Tier 1 capital ratio of 0.00%. This falls below the 6% threshold regulators require, which may subject TOWN COUNTRY UNITED BANK to additional regulatory scrutiny.
Key Financial Metrics
What This Means For Your Money
TOWN COUNTRY UNITED BANK shows some financial weakness with a Health Score of 32/100. This does not mean the bank will fail, but some financial indicators are below average. Your FDIC-insured deposits (up to $250,000) are fully protected by the US government.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
TOWN COUNTRY UNITED BANK has a Bank Health Score of F (32/100). It holds a Tier 1 capital ratio of 0.00%, which is below the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
TOWN COUNTRY UNITED BANK holds $120M in total assets and $92M in total deposits. It is located in CAMDEN, ALABAMA (FDIC Certificate #22621).
TOWN COUNTRY UNITED BANK has a Tier 1 capital ratio of 0.00%, classifying it as "Critically Undercapitalized." The nonperforming loan ratio is 5.14%, and the return on assets is 1.13%.
Yes. TOWN COUNTRY UNITED BANK is FDIC-insured (Certificate #22621). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.