STATE SAVINGS BANK
BEDFORD, IOWA · FDIC Cert #14773
Capital & Safety Analysis
According to FDIC financial data, STATE SAVINGS BANK holds a Tier 1 capital ratio of 0.00%. This falls below the 6% threshold regulators require, which may subject STATE SAVINGS BANK to additional regulatory scrutiny.
Key Financial Metrics
What This Means For Your Money
STATE SAVINGS BANK shows some financial weakness with a Health Score of 36/100. This does not mean the bank will fail, but some financial indicators are below average. Your FDIC-insured deposits (up to $250,000) are fully protected by the US government.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
STATE SAVINGS BANK has a Bank Health Score of D (36/100). It holds a Tier 1 capital ratio of 0.00%, which is below the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
STATE SAVINGS BANK holds $176M in total assets and $151M in total deposits. It is located in BEDFORD, IOWA (FDIC Certificate #14773).
STATE SAVINGS BANK has a Tier 1 capital ratio of 0.00%, classifying it as "Critically Undercapitalized." The nonperforming loan ratio is 0.33%, and the return on assets is 1.45%.
Yes. STATE SAVINGS BANK is FDIC-insured (Certificate #14773). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.