BANK OF ERATH
ERATH, LOUISIANA · FDIC Cert #8532
Capital & Safety Analysis
According to FDIC financial data, BANK OF ERATH holds a Tier 1 capital ratio of 0.00%. This falls below the 6% threshold regulators require, which may subject BANK OF ERATH to additional regulatory scrutiny.
Key Financial Metrics
What This Means For Your Money
BANK OF ERATH shows some financial weakness with a Health Score of 32/100. This does not mean the bank will fail, but some financial indicators are below average. Your FDIC-insured deposits (up to $250,000) are fully protected by the US government.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
BANK OF ERATH has a Bank Health Score of F (32/100). It holds a Tier 1 capital ratio of 0.00%, which is below the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
BANK OF ERATH holds $113M in total assets and $96M in total deposits. It is located in ERATH, LOUISIANA (FDIC Certificate #8532).
BANK OF ERATH has a Tier 1 capital ratio of 0.00%, classifying it as "Critically Undercapitalized." The nonperforming loan ratio is 4.65%, and the return on assets is 0.70%.
Yes. BANK OF ERATH is FDIC-insured (Certificate #8532). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.