FIRST FSB OF KENTUCKY
FRANKFORT, KENTUCKY · FDIC Cert #29937
Capital & Safety Analysis
According to FDIC financial data, FIRST FSB OF KENTUCKY holds a Tier 1 capital ratio of 0.00%. This falls below the 6% threshold regulators require, which may subject FIRST FSB OF KENTUCKY to additional regulatory scrutiny.
Key Financial Metrics
What This Means For Your Money
FIRST FSB OF KENTUCKY shows some financial weakness with a Health Score of 26/100. This does not mean the bank will fail, but some financial indicators are below average. Your FDIC-insured deposits (up to $250,000) are fully protected by the US government.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
FIRST FSB OF KENTUCKY has a Bank Health Score of F (26/100). It holds a Tier 1 capital ratio of 0.00%, which is below the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
FIRST FSB OF KENTUCKY holds $287M in total assets and $204M in total deposits. It is located in FRANKFORT, KENTUCKY (FDIC Certificate #29937).
FIRST FSB OF KENTUCKY has a Tier 1 capital ratio of 0.00%, classifying it as "Critically Undercapitalized." The nonperforming loan ratio is 1.10%, and the return on assets is -0.68%.
Yes. FIRST FSB OF KENTUCKY is FDIC-insured (Certificate #29937). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.