CENDERA BANK NATIONAL ASSN
BELLS, TEXAS · FDIC Cert #3098
Capital & Safety Analysis
According to FDIC financial data, CENDERA BANK NATIONAL ASSN holds a Tier 1 capital ratio of 0.00%. This falls below the 6% threshold regulators require, which may subject CENDERA BANK NATIONAL ASSN to additional regulatory scrutiny.
Key Financial Metrics
What This Means For Your Money
CENDERA BANK NATIONAL ASSN shows some financial weakness with a Health Score of 39/100. This does not mean the bank will fail, but some financial indicators are below average. Your FDIC-insured deposits (up to $250,000) are fully protected by the US government.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
CENDERA BANK NATIONAL ASSN has a Bank Health Score of D (39/100). It holds a Tier 1 capital ratio of 0.00%, which is below the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
CENDERA BANK NATIONAL ASSN holds $194M in total assets and $167M in total deposits. It is located in BELLS, TEXAS (FDIC Certificate #3098).
CENDERA BANK NATIONAL ASSN has a Tier 1 capital ratio of 0.00%, classifying it as "Critically Undercapitalized." The nonperforming loan ratio is 0.40%, and the return on assets is 0.13%.
Yes. CENDERA BANK NATIONAL ASSN is FDIC-insured (Certificate #3098). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.