Skip to main content
BankHealth

CURRIE STATE BANK

CURRIE, MINNESOTA · FDIC Cert #8833

F
Health Score
24/100
$96M
Total Assets
$84M
Total Deposits
0.00%
Tier 1 Capital
Q2 2024
Report Date

Capital & Safety Analysis

Regulatory Status:Critically Undercapitalized

According to FDIC financial data, CURRIE STATE BANK holds a Tier 1 capital ratio of 0.00%. This falls below the 6% threshold regulators require, which may subject CURRIE STATE BANK to additional regulatory scrutiny.

Key Financial Metrics

2.52%
Nonperforming Loans
Moderate — some loan stress
1.51%
Liquidity Ratio
Low — potential liquidity stress
1.84%
Return on Assets
Profitable — earning well on assets
$84M
Domestic Deposits
Total domestic deposits held

What This Means For Your Money

CURRIE STATE BANK shows some financial weakness with a Health Score of 24/100. This does not mean the bank will fail, but some financial indicators are below average. Your FDIC-insured deposits (up to $250,000) are fully protected by the US government.

Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.

Frequently Asked Questions

CURRIE STATE BANK has a Bank Health Score of F (24/100). It holds a Tier 1 capital ratio of 0.00%, which is below the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.

CURRIE STATE BANK holds $96M in total assets and $84M in total deposits. It is located in CURRIE, MINNESOTA (FDIC Certificate #8833).

CURRIE STATE BANK has a Tier 1 capital ratio of 0.00%, classifying it as "Critically Undercapitalized." The nonperforming loan ratio is 2.52%, and the return on assets is 1.84%.

Yes. CURRIE STATE BANK is FDIC-insured (Certificate #8833). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.

Last updated: