EVANGELINE BANK&TRUST CO
VILLE PLATTE, LOUISIANA · FDIC Cert #12611
Capital & Safety Analysis
According to FDIC financial data, EVANGELINE BANK&TRUST CO holds a Tier 1 capital ratio of 0.00%. This falls below the 6% threshold regulators require, which may subject EVANGELINE BANK&TRUST CO to additional regulatory scrutiny.
Key Financial Metrics
What This Means For Your Money
EVANGELINE BANK&TRUST CO shows some financial weakness with a Health Score of 38/100. This does not mean the bank will fail, but some financial indicators are below average. Your FDIC-insured deposits (up to $250,000) are fully protected by the US government.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
EVANGELINE BANK&TRUST CO has a Bank Health Score of D (38/100). It holds a Tier 1 capital ratio of 0.00%, which is below the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
EVANGELINE BANK&TRUST CO holds $1.0B in total assets and $811M in total deposits. It is located in VILLE PLATTE, LOUISIANA (FDIC Certificate #12611).
EVANGELINE BANK&TRUST CO has a Tier 1 capital ratio of 0.00%, classifying it as "Critically Undercapitalized." The nonperforming loan ratio is 1.42%, and the return on assets is 1.77%.
Yes. EVANGELINE BANK&TRUST CO is FDIC-insured (Certificate #12611). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.