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BankHealth

TRANSPORTATION ALLIANCE BK D

OGDEN, UTAH · FDIC Cert #34781

D
Health Score
35/100
$1.6B
Total Assets
$1.3B
Total Deposits
0.00%
Tier 1 Capital
Q2 2024
Report Date

Capital & Safety Analysis

Regulatory Status:Critically Undercapitalized

According to FDIC financial data, TRANSPORTATION ALLIANCE BK D holds a Tier 1 capital ratio of 0.00%. This falls below the 6% threshold regulators require, which may subject TRANSPORTATION ALLIANCE BK D to additional regulatory scrutiny.

Key Financial Metrics

1.55%
Nonperforming Loans
Moderate — some loan stress
16.54%
Liquidity Ratio
Adequate liquidity
0.21%
Return on Assets
Low profitability
$1.3B
Domestic Deposits
Total domestic deposits held

What This Means For Your Money

TRANSPORTATION ALLIANCE BK D shows some financial weakness with a Health Score of 35/100. This does not mean the bank will fail, but some financial indicators are below average. Your FDIC-insured deposits (up to $250,000) are fully protected by the US government.

Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.

Frequently Asked Questions

TRANSPORTATION ALLIANCE BK D has a Bank Health Score of D (35/100). It holds a Tier 1 capital ratio of 0.00%, which is below the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.

TRANSPORTATION ALLIANCE BK D holds $1.6B in total assets and $1.3B in total deposits. It is located in OGDEN, UTAH (FDIC Certificate #34781).

TRANSPORTATION ALLIANCE BK D has a Tier 1 capital ratio of 0.00%, classifying it as "Critically Undercapitalized." The nonperforming loan ratio is 1.55%, and the return on assets is 0.21%.

Yes. TRANSPORTATION ALLIANCE BK D is FDIC-insured (Certificate #34781). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.

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