BANK OF HOLLY SPRINGS
HOLLY SPRINGS, MISSISSIPPI · FDIC Cert #8232
Capital & Safety Analysis
According to FDIC financial data, BANK OF HOLLY SPRINGS holds a Tier 1 capital ratio of 0.00%. This falls below the 6% threshold regulators require, which may subject BANK OF HOLLY SPRINGS to additional regulatory scrutiny.
Key Financial Metrics
What This Means For Your Money
BANK OF HOLLY SPRINGS shows some financial weakness with a Health Score of 39/100. This does not mean the bank will fail, but some financial indicators are below average. Your FDIC-insured deposits (up to $250,000) are fully protected by the US government.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
BANK OF HOLLY SPRINGS has a Bank Health Score of D (39/100). It holds a Tier 1 capital ratio of 0.00%, which is below the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
BANK OF HOLLY SPRINGS holds $552M in total assets and $461M in total deposits. It is located in HOLLY SPRINGS, MISSISSIPPI (FDIC Certificate #8232).
BANK OF HOLLY SPRINGS has a Tier 1 capital ratio of 0.00%, classifying it as "Critically Undercapitalized." The nonperforming loan ratio is 1.35%, and the return on assets is 1.20%.
Yes. BANK OF HOLLY SPRINGS is FDIC-insured (Certificate #8232). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.