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BankHealth

COLUMBIA SAVINGS&LOAN ASSN

MILWAUKEE, WISCONSIN · FDIC Cert #28480

F
Health Score
31/100
$24M
Total Assets
$22M
Total Deposits
12.71%
Tier 1 Capital
Q2 2024
Report Date

Capital & Safety Analysis

Regulatory Status:Well-Capitalized

According to FDIC financial data, COLUMBIA SAVINGS&LOAN ASSN holds a Tier 1 capital ratio of 12.71%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning COLUMBIA SAVINGS&LOAN ASSN has a strong buffer to absorb potential losses.

Key Financial Metrics

7.35%
Nonperforming Loans
High — significant loan problems
2.68%
Liquidity Ratio
Low — potential liquidity stress
0.04%
Return on Assets
Low profitability
$22M
Domestic Deposits
Total domestic deposits held

What This Means For Your Money

COLUMBIA SAVINGS&LOAN ASSN shows some financial weakness with a Health Score of 31/100. This does not mean the bank will fail, but some financial indicators are below average. Your FDIC-insured deposits (up to $250,000) are fully protected by the US government.

Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.

Frequently Asked Questions

COLUMBIA SAVINGS&LOAN ASSN has a Bank Health Score of F (31/100). It holds a Tier 1 capital ratio of 12.71%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.

COLUMBIA SAVINGS&LOAN ASSN holds $24M in total assets and $22M in total deposits. It is located in MILWAUKEE, WISCONSIN (FDIC Certificate #28480).

COLUMBIA SAVINGS&LOAN ASSN has a Tier 1 capital ratio of 12.71%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 7.35%, and the return on assets is 0.04%.

Yes. COLUMBIA SAVINGS&LOAN ASSN is FDIC-insured (Certificate #28480). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.

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