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BankHealth

FIRST NB OF FLEMING

FLEMING, COLORADO · FDIC Cert #3018

D
Health Score
39/100
$29M
Total Assets
$25M
Total Deposits
0.00%
Tier 1 Capital
Q2 2024
Report Date

Capital & Safety Analysis

Regulatory Status:Critically Undercapitalized

According to FDIC financial data, FIRST NB OF FLEMING holds a Tier 1 capital ratio of 0.00%. This falls below the 6% threshold regulators require, which may subject FIRST NB OF FLEMING to additional regulatory scrutiny.

Key Financial Metrics

1.26%
Nonperforming Loans
Moderate — some loan stress
15.59%
Liquidity Ratio
Adequate liquidity
1.04%
Return on Assets
Profitable — earning well on assets
$25M
Domestic Deposits
Total domestic deposits held

What This Means For Your Money

FIRST NB OF FLEMING shows some financial weakness with a Health Score of 39/100. This does not mean the bank will fail, but some financial indicators are below average. Your FDIC-insured deposits (up to $250,000) are fully protected by the US government.

Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.

Frequently Asked Questions

FIRST NB OF FLEMING has a Bank Health Score of D (39/100). It holds a Tier 1 capital ratio of 0.00%, which is below the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.

FIRST NB OF FLEMING holds $29M in total assets and $25M in total deposits. It is located in FLEMING, COLORADO (FDIC Certificate #3018).

FIRST NB OF FLEMING has a Tier 1 capital ratio of 0.00%, classifying it as "Critically Undercapitalized." The nonperforming loan ratio is 1.26%, and the return on assets is 1.04%.

Yes. FIRST NB OF FLEMING is FDIC-insured (Certificate #3018). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.

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