OHIO STATE BANK
BEXLEY, OHIO · FDIC Cert #59144
Capital & Safety Analysis
According to FDIC financial data, OHIO STATE BANK holds a Tier 1 capital ratio of 0.00%. This falls below the 6% threshold regulators require, which may subject OHIO STATE BANK to additional regulatory scrutiny.
Key Financial Metrics
What This Means For Your Money
OHIO STATE BANK shows some financial weakness with a Health Score of 33/100. This does not mean the bank will fail, but some financial indicators are below average. Your FDIC-insured deposits (up to $250,000) are fully protected by the US government.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
OHIO STATE BANK has a Bank Health Score of F (33/100). It holds a Tier 1 capital ratio of 0.00%, which is below the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
OHIO STATE BANK holds $449M in total assets and $370M in total deposits. It is located in BEXLEY, OHIO (FDIC Certificate #59144).
OHIO STATE BANK has a Tier 1 capital ratio of 0.00%, classifying it as "Critically Undercapitalized." The nonperforming loan ratio is 0.00%, and the return on assets is -0.00%.
Yes. OHIO STATE BANK is FDIC-insured (Certificate #59144). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.