Bank Hapoalim B M
New York, New York · FDIC Cert #33686
This is the FDIC profile for Bank Hapoalim B M, an FDIC-insured bank (Certificate #33686) with $8.9B in total assets and $6.8B in total deposits per its most recent FDIC Call Report filing (Q2 2024). Headquartered in New York, New York, the bank maintains a Tier 1 capital ratio of Not reported (Not reported) and a nonperforming loan ratio of 1.95%. BankHealthData assigns a composite Health Grade of C (57/100) based on quarterly FDIC filings. All deposits up to $250,000 per depositor per ownership category are FDIC insured.
Bank Hapoalim B M (FDIC cert 33686) is a mid-sized bank with $8.9B in total assets and $6.8B in deposits, based in New York, New York. Mid-sized banks typically operate regionally with a mix of commercial and consumer lending.
Tier 1 capital ratio is not disclosed in the most recent Call Report — unusual but possible for new institutions or those filing under specific regulatory exemptions. Asset quality is normal: non-performing loan ratio of 1.95% sits in the typical 0.5-2% range for healthy U.S. banks. Some NPL is unavoidable in any meaningful lending portfolio. Liquidity is in the normal range: 21.9% liquid assets relative to total assets — adequate for standard operating needs and routine deposit outflows.
Profitability is minimal: ROA of 0.00% indicates the bank is barely profitable on an assets basis. Multiple quarters of minimal profitability eventually challenge capital growth and regulatory standing. Health-score trend is mildly negative across recent quarters. Mild declines can reflect either specific quarterly events (large one-time provisions, deposit shifts) or the early stages of broader pressure. Bank Hapoalim B M carries a composite BankHealth grade of C (57/100) as of the 2024-06 Call Report filing. The grade combines capital ratios (Tier 1), asset quality (non-performing loans), liquidity, and profitability into a single signal.
Source: FDIC BankFind API — Call Report data.
Key Facts: Bank Hapoalim B M
- Total Assets
- $8.9B
- Total Deposits
- $6.8B
- Tier 1 Capital Ratio
- Not reported
- Capital Status
- Not reported
- Nonperforming Loans
- 1.95%
- Liquidity Ratio
- 21.88%
- Return on Assets
- 0.00%
- Headquarters
- New York, New York
- FDIC Certificate
- #33686
- Health Grade
- C (57/100)
- Latest Call Report
- Q2 2024
FDIC Filings & Call Report Data
Bank Hapoalim B M files quarterly Call Reports with the FDIC under Certificate #33686. The figures on this page reflect the Q2 2024 Call Report, which is the most recent FDIC filing currently available. Historical filings and Uniform Bank Performance Reports (UBPR) are accessible directly from the FDIC BankFind directory and the FFIEC Central Data Repository.
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Capital & Safety Analysis
According to FDIC financial data, Bank Hapoalim B M holds a Tier 1 capital ratio of Not reported. This ratio is not reported in the latest FDIC call report — common for banks on the Community Bank Leverage Ratio framework — so the capital factor is excluded from Bank Hapoalim B M's health score.
Key Financial Metrics
What This Means For Your Money
Bank Hapoalim B M shows average financial health. While not alarming, its Health Score of 57/100 suggests some areas could be stronger. Your FDIC-insured deposits (up to $250,000) remain fully protected regardless.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
How Bank Hapoalim B M Compares
Bank Hapoalim B M’s Health Score of 57 is 23 points below the New York state average of 80 across 130 FDIC-insured banks. Its Tier 1 capital ratio is not reported in the latest FDIC call report, so it is excluded from the score. The 1.95% nonperforming loan ratio is higher than the industry norm (~0.8%), indicating more credit stress than peers. Return on assets of 0.00% is below the national ROA benchmark of ~1.1%. Among 184 similarly-sized banks, the average Health Score is 78, meaning this bank ranks below its size cohort. Site-wide, Bank Hapoalim B M is 23 points below the portfolio average of 80.
Frequently Asked Questions
Bank Hapoalim B M has a Bank Health Score of C (57/100), placing it in average financial health. Its Tier 1 capital ratio is not reported in its latest FDIC call report. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
Bank failures are uncommon — only ~5 of 4,000+ FDIC-insured banks fail in a typical year. Bank Hapoalim B M's Tier 1 capital ratio of Not reported and nonperforming loan ratio of 1.95% indicate an average risk profile relative to the industry. Even in a failure scenario, insured deposits ($250K per depositor per ownership category) are typically available within two business days.
Money in checking, savings, money market, and CD accounts at Bank Hapoalim B M is FDIC-insured up to $250,000 per depositor per ownership category (FDIC Cert #33686). Joint accounts get $250K per co-owner. Funds above the limit are not insured — for higher balances, consider spreading across multiple banks or using a CDARS-like network.
Bank Hapoalim B M holds $8.9B in total assets and $6.8B in total deposits. It is headquartered in New York, New York (FDIC Certificate #33686).
Bank Hapoalim B M's FDIC filings — including quarterly Call Reports and Uniform Bank Performance Reports — are filed under FDIC Certificate #33686 and available through the FDIC BankFind directory and the FFIEC Central Data Repository. The data on this page reflects the Q2 2024 Call Report.
Bank Hapoalim B M has a Tier 1 capital ratio of Not reported, classifying it as "Not reported." Federal regulators consider 8% the threshold for "well-capitalized." The bank's nonperforming loan ratio is 1.95%, and the return on assets is 0.00%.
Yes. Bank Hapoalim B M is FDIC-insured (Certificate #33686). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category — covering checking, savings, money market deposit accounts, and CDs. Even if a bank fails, insured depositors typically regain access to funds within two business days.
An C grade on our Bank Health Score means 55-69/100 — average across capital, loan quality, and profitability. The grade combines Tier 1 capital ratio (35% weight), nonperforming loan ratio (30%), liquidity ratio (25%), and return on assets (10%).
Bank Hapoalim B M's metrics are around average for the industry. There's no urgent action needed for FDIC-insured deposits, but it's worth monitoring quarterly updates. The FDIC's $250K-per-depositor insurance applies regardless of the bank's health.