FIRST FEDERAL BANK OF KS CTY
LEES SUMMIT, MISSOURI · FDIC Cert #29047
Capital & Safety Analysis
According to FDIC financial data, FIRST FEDERAL BANK OF KS CTY holds a Tier 1 capital ratio of 0.00%. This falls below the 6% threshold regulators require, which may subject FIRST FEDERAL BANK OF KS CTY to additional regulatory scrutiny.
Key Financial Metrics
What This Means For Your Money
FIRST FEDERAL BANK OF KS CTY shows some financial weakness with a Health Score of 38/100. This does not mean the bank will fail, but some financial indicators are below average. Your FDIC-insured deposits (up to $250,000) are fully protected by the US government.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
FIRST FEDERAL BANK OF KS CTY has a Bank Health Score of D (38/100). It holds a Tier 1 capital ratio of 0.00%, which is below the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
FIRST FEDERAL BANK OF KS CTY holds $976M in total assets and $675M in total deposits. It is located in LEES SUMMIT, MISSOURI (FDIC Certificate #29047).
FIRST FEDERAL BANK OF KS CTY has a Tier 1 capital ratio of 0.00%, classifying it as "Critically Undercapitalized." The nonperforming loan ratio is 0.51%, and the return on assets is -0.35%.
Yes. FIRST FEDERAL BANK OF KS CTY is FDIC-insured (Certificate #29047). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.