PEOPLES B&T CO PICKETT CNTY
BYRDSTOWN, TENNESSEE · FDIC Cert #22756
Capital & Safety Analysis
According to FDIC financial data, PEOPLES B&T CO PICKETT CNTY holds a Tier 1 capital ratio of 0.00%. This falls below the 6% threshold regulators require, which may subject PEOPLES B&T CO PICKETT CNTY to additional regulatory scrutiny.
Key Financial Metrics
What This Means For Your Money
PEOPLES B&T CO PICKETT CNTY shows some financial weakness with a Health Score of 28/100. This does not mean the bank will fail, but some financial indicators are below average. Your FDIC-insured deposits (up to $250,000) are fully protected by the US government.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
PEOPLES B&T CO PICKETT CNTY has a Bank Health Score of F (28/100). It holds a Tier 1 capital ratio of 0.00%, which is below the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
PEOPLES B&T CO PICKETT CNTY holds $281M in total assets and $250M in total deposits. It is located in BYRDSTOWN, TENNESSEE (FDIC Certificate #22756).
PEOPLES B&T CO PICKETT CNTY has a Tier 1 capital ratio of 0.00%, classifying it as "Critically Undercapitalized." The nonperforming loan ratio is 2.86%, and the return on assets is 1.61%.
Yes. PEOPLES B&T CO PICKETT CNTY is FDIC-insured (Certificate #22756). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.