BELMONT SAVINGS BANK SSB
BELMONT, NORTH CAROLINA · FDIC Cert #28035
Capital & Safety Analysis
According to FDIC financial data, BELMONT SAVINGS BANK SSB holds a Tier 1 capital ratio of 0.00%. This falls below the 6% threshold regulators require, which may subject BELMONT SAVINGS BANK SSB to additional regulatory scrutiny.
Key Financial Metrics
What This Means For Your Money
BELMONT SAVINGS BANK SSB shows some financial weakness with a Health Score of 36/100. This does not mean the bank will fail, but some financial indicators are below average. Your FDIC-insured deposits (up to $250,000) are fully protected by the US government.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
BELMONT SAVINGS BANK SSB has a Bank Health Score of D (36/100). It holds a Tier 1 capital ratio of 0.00%, which is below the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
BELMONT SAVINGS BANK SSB holds $131M in total assets and $95M in total deposits. It is located in BELMONT, NORTH CAROLINA (FDIC Certificate #28035).
BELMONT SAVINGS BANK SSB has a Tier 1 capital ratio of 0.00%, classifying it as "Critically Undercapitalized." The nonperforming loan ratio is 0.24%, and the return on assets is -0.49%.
Yes. BELMONT SAVINGS BANK SSB is FDIC-insured (Certificate #28035). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.