BCB COMMUNITY BANK
BAYONNE, NEW JERSEY · FDIC Cert #35541
Capital & Safety Analysis
According to FDIC financial data, BCB COMMUNITY BANK holds a Tier 1 capital ratio of 0.00%. This falls below the 6% threshold regulators require, which may subject BCB COMMUNITY BANK to additional regulatory scrutiny.
Key Financial Metrics
What This Means For Your Money
BCB COMMUNITY BANK shows some financial weakness with a Health Score of 35/100. This does not mean the bank will fail, but some financial indicators are below average. Your FDIC-insured deposits (up to $250,000) are fully protected by the US government.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
BCB COMMUNITY BANK has a Bank Health Score of D (35/100). It holds a Tier 1 capital ratio of 0.00%, which is below the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
BCB COMMUNITY BANK holds $3.8B in total assets and $2.9B in total deposits. It is located in BAYONNE, NEW JERSEY (FDIC Certificate #35541).
BCB COMMUNITY BANK has a Tier 1 capital ratio of 0.00%, classifying it as "Critically Undercapitalized." The nonperforming loan ratio is 1.08%, and the return on assets is 0.74%.
Yes. BCB COMMUNITY BANK is FDIC-insured (Certificate #35541). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.