FIRST NEIGHBOR BANK NA
TOLEDO, ILLINOIS · FDIC Cert #3747
Capital & Safety Analysis
According to FDIC financial data, FIRST NEIGHBOR BANK NA holds a Tier 1 capital ratio of 0.00%. This falls below the 6% threshold regulators require, which may subject FIRST NEIGHBOR BANK NA to additional regulatory scrutiny.
Key Financial Metrics
What This Means For Your Money
FIRST NEIGHBOR BANK NA shows some financial weakness with a Health Score of 36/100. This does not mean the bank will fail, but some financial indicators are below average. Your FDIC-insured deposits (up to $250,000) are fully protected by the US government.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
FIRST NEIGHBOR BANK NA has a Bank Health Score of D (36/100). It holds a Tier 1 capital ratio of 0.00%, which is below the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
FIRST NEIGHBOR BANK NA holds $625M in total assets and $519M in total deposits. It is located in TOLEDO, ILLINOIS (FDIC Certificate #3747).
FIRST NEIGHBOR BANK NA has a Tier 1 capital ratio of 0.00%, classifying it as "Critically Undercapitalized." The nonperforming loan ratio is 1.63%, and the return on assets is 1.31%.
Yes. FIRST NEIGHBOR BANK NA is FDIC-insured (Certificate #3747). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.