GEDDES FS&LA
SYRACUSE, NEW YORK · FDIC Cert #30397
Capital & Safety Analysis
According to FDIC financial data, GEDDES FS&LA holds a Tier 1 capital ratio of 0.00%. This falls below the 6% threshold regulators require, which may subject GEDDES FS&LA to additional regulatory scrutiny.
Key Financial Metrics
What This Means For Your Money
GEDDES FS&LA shows some financial weakness with a Health Score of 37/100. This does not mean the bank will fail, but some financial indicators are below average. Your FDIC-insured deposits (up to $250,000) are fully protected by the US government.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
GEDDES FS&LA has a Bank Health Score of D (37/100). It holds a Tier 1 capital ratio of 0.00%, which is below the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
GEDDES FS&LA holds $662M in total assets and $471M in total deposits. It is located in SYRACUSE, NEW YORK (FDIC Certificate #30397).
GEDDES FS&LA has a Tier 1 capital ratio of 0.00%, classifying it as "Critically Undercapitalized." The nonperforming loan ratio is 0.13%, and the return on assets is 0.08%.
Yes. GEDDES FS&LA is FDIC-insured (Certificate #30397). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.