SAVINGS BANK OF DANBURY
DANBURY, CONNECTICUT · FDIC Cert #15912
Capital & Safety Analysis
According to FDIC financial data, SAVINGS BANK OF DANBURY holds a Tier 1 capital ratio of 0.00%. This falls below the 6% threshold regulators require, which may subject SAVINGS BANK OF DANBURY to additional regulatory scrutiny.
Key Financial Metrics
What This Means For Your Money
SAVINGS BANK OF DANBURY shows some financial weakness with a Health Score of 32/100. This does not mean the bank will fail, but some financial indicators are below average. Your FDIC-insured deposits (up to $250,000) are fully protected by the US government.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
SAVINGS BANK OF DANBURY has a Bank Health Score of F (32/100). It holds a Tier 1 capital ratio of 0.00%, which is below the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
SAVINGS BANK OF DANBURY holds $1.6B in total assets and $1.1B in total deposits. It is located in DANBURY, CONNECTICUT (FDIC Certificate #15912).
SAVINGS BANK OF DANBURY has a Tier 1 capital ratio of 0.00%, classifying it as "Critically Undercapitalized." The nonperforming loan ratio is 1.89%, and the return on assets is 1.14%.
Yes. SAVINGS BANK OF DANBURY is FDIC-insured (Certificate #15912). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.