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BankHealth

BANK OF ONTARIO

ONTARIO, WISCONSIN · FDIC Cert #21085

F
Health Score
29/100
$82M
Total Assets
$66M
Total Deposits
0.00%
Tier 1 Capital
Q2 2024
Report Date

Capital & Safety Analysis

Regulatory Status:Critically Undercapitalized

According to FDIC financial data, BANK OF ONTARIO holds a Tier 1 capital ratio of 0.00%. This falls below the 6% threshold regulators require, which may subject BANK OF ONTARIO to additional regulatory scrutiny.

Key Financial Metrics

2.63%
Nonperforming Loans
Moderate — some loan stress
10.10%
Liquidity Ratio
Adequate liquidity
2.45%
Return on Assets
Profitable — earning well on assets
$66M
Domestic Deposits
Total domestic deposits held

What This Means For Your Money

BANK OF ONTARIO shows some financial weakness with a Health Score of 29/100. This does not mean the bank will fail, but some financial indicators are below average. Your FDIC-insured deposits (up to $250,000) are fully protected by the US government.

Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.

Frequently Asked Questions

BANK OF ONTARIO has a Bank Health Score of F (29/100). It holds a Tier 1 capital ratio of 0.00%, which is below the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.

BANK OF ONTARIO holds $82M in total assets and $66M in total deposits. It is located in ONTARIO, WISCONSIN (FDIC Certificate #21085).

BANK OF ONTARIO has a Tier 1 capital ratio of 0.00%, classifying it as "Critically Undercapitalized." The nonperforming loan ratio is 2.63%, and the return on assets is 2.45%.

Yes. BANK OF ONTARIO is FDIC-insured (Certificate #21085). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.

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