GRAHAM SAVINGS&LOAN SSB
GRAHAM, TEXAS · FDIC Cert #29206
Capital & Safety Analysis
According to FDIC financial data, GRAHAM SAVINGS&LOAN SSB holds a Tier 1 capital ratio of 17.34%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning GRAHAM SAVINGS&LOAN SSB has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
GRAHAM SAVINGS&LOAN SSB shows strong financial health indicators. With $162M in assets and a Health Score of 86/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
GRAHAM SAVINGS&LOAN SSB has a Bank Health Score of A (86/100). It holds a Tier 1 capital ratio of 17.34%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
GRAHAM SAVINGS&LOAN SSB holds $162M in total assets and $133M in total deposits. It is located in GRAHAM, TEXAS (FDIC Certificate #29206).
GRAHAM SAVINGS&LOAN SSB has a Tier 1 capital ratio of 17.34%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.24%, and the return on assets is 0.18%.
Yes. GRAHAM SAVINGS&LOAN SSB is FDIC-insured (Certificate #29206). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.