WESTSTAR BANK
EL PASO, TEXAS · FDIC Cert #32941
Capital & Safety Analysis
According to FDIC financial data, WESTSTAR BANK holds a Tier 1 capital ratio of 12.18%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning WESTSTAR BANK has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
WESTSTAR BANK shows strong financial health indicators. With $3.3B in assets and a Health Score of 83/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
WESTSTAR BANK has a Bank Health Score of A (83/100). It holds a Tier 1 capital ratio of 12.18%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
WESTSTAR BANK holds $3.3B in total assets and $2.7B in total deposits. It is located in EL PASO, TEXAS (FDIC Certificate #32941).
WESTSTAR BANK has a Tier 1 capital ratio of 12.18%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.86%, and the return on assets is 1.67%.
Yes. WESTSTAR BANK is FDIC-insured (Certificate #32941). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.