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BankHealth

TIB NATIONAL ASSN

FARMERS BRANCH, TEXAS · FDIC Cert #23647

A
Health Score
99/100
$2.9B
Total Assets
$2.5B
Total Deposits
17.31%
Tier 1 Capital
Q2 2024
Report Date

Capital & Safety Analysis

Regulatory Status:Well-Capitalized

According to FDIC financial data, TIB NATIONAL ASSN holds a Tier 1 capital ratio of 17.31%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning TIB NATIONAL ASSN has a strong buffer to absorb potential losses.

Key Financial Metrics

0.02%
Nonperforming Loans
Low — healthy loan portfolio
35.45%
Liquidity Ratio
Strong — can meet withdrawal demands
1.87%
Return on Assets
Profitable — earning well on assets
$2.5B
Domestic Deposits
Total domestic deposits held

What This Means For Your Money

TIB NATIONAL ASSN shows strong financial health indicators. With $2.9B in assets and a Health Score of 99/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.

Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.

Frequently Asked Questions

TIB NATIONAL ASSN has a Bank Health Score of A (99/100). It holds a Tier 1 capital ratio of 17.31%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.

TIB NATIONAL ASSN holds $2.9B in total assets and $2.5B in total deposits. It is located in FARMERS BRANCH, TEXAS (FDIC Certificate #23647).

TIB NATIONAL ASSN has a Tier 1 capital ratio of 17.31%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.02%, and the return on assets is 1.87%.

Yes. TIB NATIONAL ASSN is FDIC-insured (Certificate #23647). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.

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