FIRST COMMERCIAL BANK NA
SEGUIN, TEXAS · FDIC Cert #24603
Capital & Safety Analysis
According to FDIC financial data, FIRST COMMERCIAL BANK NA holds a Tier 1 capital ratio of 15.10%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning FIRST COMMERCIAL BANK NA has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
FIRST COMMERCIAL BANK NA shows strong financial health indicators. With $491M in assets and a Health Score of 95/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
FIRST COMMERCIAL BANK NA has a Bank Health Score of A (95/100). It holds a Tier 1 capital ratio of 15.10%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
FIRST COMMERCIAL BANK NA holds $491M in total assets and $428M in total deposits. It is located in SEGUIN, TEXAS (FDIC Certificate #24603).
FIRST COMMERCIAL BANK NA has a Tier 1 capital ratio of 15.10%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.02%, and the return on assets is 1.38%.
Yes. FIRST COMMERCIAL BANK NA is FDIC-insured (Certificate #24603). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.