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BankHealth

TEJAS BANK

MONAHANS, TEXAS · FDIC Cert #18216

A
Health Score
98/100
$232M
Total Assets
$208M
Total Deposits
17.25%
Tier 1 Capital
Q2 2024
Report Date

Capital & Safety Analysis

Regulatory Status:Well-Capitalized

According to FDIC financial data, TEJAS BANK holds a Tier 1 capital ratio of 17.25%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning TEJAS BANK has a strong buffer to absorb potential losses.

Key Financial Metrics

0.26%
Nonperforming Loans
Low — healthy loan portfolio
31.68%
Liquidity Ratio
Strong — can meet withdrawal demands
3.52%
Return on Assets
Profitable — earning well on assets
$208M
Domestic Deposits
Total domestic deposits held

What This Means For Your Money

TEJAS BANK shows strong financial health indicators. With $232M in assets and a Health Score of 98/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.

Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.

Frequently Asked Questions

TEJAS BANK has a Bank Health Score of A (98/100). It holds a Tier 1 capital ratio of 17.25%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.

TEJAS BANK holds $232M in total assets and $208M in total deposits. It is located in MONAHANS, TEXAS (FDIC Certificate #18216).

TEJAS BANK has a Tier 1 capital ratio of 17.25%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.26%, and the return on assets is 3.52%.

Yes. TEJAS BANK is FDIC-insured (Certificate #18216). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.

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