CORNERSTONE CAPITAL BANK SSB
ROSCOE, TEXAS · FDIC Cert #1213
Capital & Safety Analysis
According to FDIC financial data, CORNERSTONE CAPITAL BANK SSB holds a Tier 1 capital ratio of 26.85%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning CORNERSTONE CAPITAL BANK SSB has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
CORNERSTONE CAPITAL BANK SSB shows strong financial health indicators. With $2.3B in assets and a Health Score of 83/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
CORNERSTONE CAPITAL BANK SSB has a Bank Health Score of A (83/100). It holds a Tier 1 capital ratio of 26.85%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
CORNERSTONE CAPITAL BANK SSB holds $2.3B in total assets and $1.3B in total deposits. It is located in ROSCOE, TEXAS (FDIC Certificate #1213).
CORNERSTONE CAPITAL BANK SSB has a Tier 1 capital ratio of 26.85%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 1.99%, and the return on assets is 0.85%.
Yes. CORNERSTONE CAPITAL BANK SSB is FDIC-insured (Certificate #1213). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.