BENCHMARK BANK
PLANO, TEXAS · FDIC Cert #19215
Capital & Safety Analysis
According to FDIC financial data, BENCHMARK BANK holds a Tier 1 capital ratio of 12.93%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning BENCHMARK BANK has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
BENCHMARK BANK shows strong financial health indicators. With $1.1B in assets and a Health Score of 83/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
BENCHMARK BANK has a Bank Health Score of A (83/100). It holds a Tier 1 capital ratio of 12.93%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
BENCHMARK BANK holds $1.1B in total assets and $993M in total deposits. It is located in PLANO, TEXAS (FDIC Certificate #19215).
BENCHMARK BANK has a Tier 1 capital ratio of 12.93%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.11%, and the return on assets is 1.45%.
Yes. BENCHMARK BANK is FDIC-insured (Certificate #19215). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.