NATIONAL BANK OF ANDREWS
ANDREWS, TEXAS · FDIC Cert #17603
Capital & Safety Analysis
According to FDIC financial data, NATIONAL BANK OF ANDREWS holds a Tier 1 capital ratio of 13.51%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning NATIONAL BANK OF ANDREWS has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
NATIONAL BANK OF ANDREWS shows strong financial health indicators. With $295M in assets and a Health Score of 83/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
NATIONAL BANK OF ANDREWS has a Bank Health Score of A (83/100). It holds a Tier 1 capital ratio of 13.51%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
NATIONAL BANK OF ANDREWS holds $295M in total assets and $260M in total deposits. It is located in ANDREWS, TEXAS (FDIC Certificate #17603).
NATIONAL BANK OF ANDREWS has a Tier 1 capital ratio of 13.51%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.12%, and the return on assets is 3.13%.
Yes. NATIONAL BANK OF ANDREWS is FDIC-insured (Certificate #17603). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.