EXTRACO BANKS NATIONAL ASSN
TEMPLE, TEXAS · FDIC Cert #5551
Capital & Safety Analysis
According to FDIC financial data, EXTRACO BANKS NATIONAL ASSN holds a Tier 1 capital ratio of 14.12%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning EXTRACO BANKS NATIONAL ASSN has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
EXTRACO BANKS NATIONAL ASSN shows strong financial health indicators. With $2.4B in assets and a Health Score of 92/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
EXTRACO BANKS NATIONAL ASSN has a Bank Health Score of A (92/100). It holds a Tier 1 capital ratio of 14.12%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
EXTRACO BANKS NATIONAL ASSN holds $2.4B in total assets and $2.0B in total deposits. It is located in TEMPLE, TEXAS (FDIC Certificate #5551).
EXTRACO BANKS NATIONAL ASSN has a Tier 1 capital ratio of 14.12%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.10%, and the return on assets is 0.66%.
Yes. EXTRACO BANKS NATIONAL ASSN is FDIC-insured (Certificate #5551). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.