VERABANK NATIONAL ASSN
HENDERSON, TEXAS · FDIC Cert #3250
Capital & Safety Analysis
According to FDIC financial data, VERABANK NATIONAL ASSN holds a Tier 1 capital ratio of 14.65%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning VERABANK NATIONAL ASSN has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
VERABANK NATIONAL ASSN shows strong financial health indicators. With $4.1B in assets and a Health Score of 92/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
VERABANK NATIONAL ASSN has a Bank Health Score of A (92/100). It holds a Tier 1 capital ratio of 14.65%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
VERABANK NATIONAL ASSN holds $4.1B in total assets and $3.6B in total deposits. It is located in HENDERSON, TEXAS (FDIC Certificate #3250).
VERABANK NATIONAL ASSN has a Tier 1 capital ratio of 14.65%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.29%, and the return on assets is 1.62%.
Yes. VERABANK NATIONAL ASSN is FDIC-insured (Certificate #3250). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.