HARMONY BANK
DALLAS, TEXAS · FDIC Cert #57922
Capital & Safety Analysis
According to FDIC financial data, HARMONY BANK holds a Tier 1 capital ratio of 12.66%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning HARMONY BANK has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
HARMONY BANK shows strong financial health indicators. With $823M in assets and a Health Score of 85/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
HARMONY BANK has a Bank Health Score of A (85/100). It holds a Tier 1 capital ratio of 12.66%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
HARMONY BANK holds $823M in total assets and $652M in total deposits. It is located in DALLAS, TEXAS (FDIC Certificate #57922).
HARMONY BANK has a Tier 1 capital ratio of 12.66%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.14%, and the return on assets is 0.93%.
Yes. HARMONY BANK is FDIC-insured (Certificate #57922). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.