JUNCTION NATIONAL BANK
JUNCTION, TEXAS · FDIC Cert #15078
Capital & Safety Analysis
According to FDIC financial data, JUNCTION NATIONAL BANK holds a Tier 1 capital ratio of 33.72%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning JUNCTION NATIONAL BANK has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
JUNCTION NATIONAL BANK shows strong financial health indicators. With $87M in assets and a Health Score of 98/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
JUNCTION NATIONAL BANK has a Bank Health Score of A (98/100). It holds a Tier 1 capital ratio of 33.72%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
JUNCTION NATIONAL BANK holds $87M in total assets and $82M in total deposits. It is located in JUNCTION, TEXAS (FDIC Certificate #15078).
JUNCTION NATIONAL BANK has a Tier 1 capital ratio of 33.72%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.04%, and the return on assets is 1.64%.
Yes. JUNCTION NATIONAL BANK is FDIC-insured (Certificate #15078). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.