COLUMBUS STATE BANK
COLUMBUS, TEXAS · FDIC Cert #12305
Capital & Safety Analysis
According to FDIC financial data, COLUMBUS STATE BANK holds a Tier 1 capital ratio of 32.00%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning COLUMBUS STATE BANK has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
COLUMBUS STATE BANK shows strong financial health indicators. With $152M in assets and a Health Score of 99/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
COLUMBUS STATE BANK has a Bank Health Score of A (99/100). It holds a Tier 1 capital ratio of 32.00%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
COLUMBUS STATE BANK holds $152M in total assets and $140M in total deposits. It is located in COLUMBUS, TEXAS (FDIC Certificate #12305).
COLUMBUS STATE BANK has a Tier 1 capital ratio of 32.00%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.00%, and the return on assets is 1.75%.
Yes. COLUMBUS STATE BANK is FDIC-insured (Certificate #12305). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.