FIRST NATIONAL BANK TEXAS
KILLEEN, TEXAS · FDIC Cert #3285
Capital & Safety Analysis
According to FDIC financial data, FIRST NATIONAL BANK TEXAS holds a Tier 1 capital ratio of 21.25%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning FIRST NATIONAL BANK TEXAS has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
FIRST NATIONAL BANK TEXAS shows strong financial health indicators. With $4.2B in assets and a Health Score of 85/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
FIRST NATIONAL BANK TEXAS has a Bank Health Score of A (85/100). It holds a Tier 1 capital ratio of 21.25%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
FIRST NATIONAL BANK TEXAS holds $4.2B in total assets and $3.7B in total deposits. It is located in KILLEEN, TEXAS (FDIC Certificate #3285).
FIRST NATIONAL BANK TEXAS has a Tier 1 capital ratio of 21.25%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 1.80%, and the return on assets is 1.00%.
Yes. FIRST NATIONAL BANK TEXAS is FDIC-insured (Certificate #3285). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.