COMMUNITY NB&T OF TEXAS
CORSICANA, TEXAS · FDIC Cert #18185
Capital & Safety Analysis
According to FDIC financial data, COMMUNITY NB&T OF TEXAS holds a Tier 1 capital ratio of 15.21%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning COMMUNITY NB&T OF TEXAS has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
COMMUNITY NB&T OF TEXAS shows strong financial health indicators. With $1.3B in assets and a Health Score of 94/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
COMMUNITY NB&T OF TEXAS has a Bank Health Score of A (94/100). It holds a Tier 1 capital ratio of 15.21%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
COMMUNITY NB&T OF TEXAS holds $1.3B in total assets and $1.1B in total deposits. It is located in CORSICANA, TEXAS (FDIC Certificate #18185).
COMMUNITY NB&T OF TEXAS has a Tier 1 capital ratio of 15.21%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.05%, and the return on assets is 1.57%.
Yes. COMMUNITY NB&T OF TEXAS is FDIC-insured (Certificate #18185). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.