HORIZON BANK SSB
AUSTIN, TEXAS · FDIC Cert #3256
Capital & Safety Analysis
According to FDIC financial data, HORIZON BANK SSB holds a Tier 1 capital ratio of 12.62%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning HORIZON BANK SSB has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
HORIZON BANK SSB shows strong financial health indicators. With $2.4B in assets and a Health Score of 92/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
HORIZON BANK SSB has a Bank Health Score of A (92/100). It holds a Tier 1 capital ratio of 12.62%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
HORIZON BANK SSB holds $2.4B in total assets and $2.1B in total deposits. It is located in AUSTIN, TEXAS (FDIC Certificate #3256).
HORIZON BANK SSB has a Tier 1 capital ratio of 12.62%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.00%, and the return on assets is 1.72%.
Yes. HORIZON BANK SSB is FDIC-insured (Certificate #3256). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.