INCOMMONS BANK N A
MEXIA, TEXAS · FDIC Cert #3342
Capital & Safety Analysis
According to FDIC financial data, INCOMMONS BANK N A holds a Tier 1 capital ratio of 12.32%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning INCOMMONS BANK N A has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
INCOMMONS BANK N A shows strong financial health indicators. With $265M in assets and a Health Score of 81/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
INCOMMONS BANK N A has a Bank Health Score of A (81/100). It holds a Tier 1 capital ratio of 12.32%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
INCOMMONS BANK N A holds $265M in total assets and $220M in total deposits. It is located in MEXIA, TEXAS (FDIC Certificate #3342).
INCOMMONS BANK N A has a Tier 1 capital ratio of 12.32%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.50%, and the return on assets is 1.26%.
Yes. INCOMMONS BANK N A is FDIC-insured (Certificate #3342). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.