TEXAS NATIONAL BANK
MERCEDES, TEXAS · FDIC Cert #3337
Capital & Safety Analysis
According to FDIC financial data, TEXAS NATIONAL BANK holds a Tier 1 capital ratio of 15.95%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning TEXAS NATIONAL BANK has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
TEXAS NATIONAL BANK shows strong financial health indicators. With $841M in assets and a Health Score of 90/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
TEXAS NATIONAL BANK has a Bank Health Score of A (90/100). It holds a Tier 1 capital ratio of 15.95%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
TEXAS NATIONAL BANK holds $841M in total assets and $728M in total deposits. It is located in MERCEDES, TEXAS (FDIC Certificate #3337).
TEXAS NATIONAL BANK has a Tier 1 capital ratio of 15.95%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.64%, and the return on assets is 1.08%.
Yes. TEXAS NATIONAL BANK is FDIC-insured (Certificate #3337). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.