POINTBANK
PILOT POINT, TEXAS · FDIC Cert #3389
Capital & Safety Analysis
According to FDIC financial data, POINTBANK holds a Tier 1 capital ratio of 14.63%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning POINTBANK has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
POINTBANK shows strong financial health indicators. With $1.0B in assets and a Health Score of 85/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
POINTBANK has a Bank Health Score of A (85/100). It holds a Tier 1 capital ratio of 14.63%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
POINTBANK holds $1.0B in total assets and $962M in total deposits. It is located in PILOT POINT, TEXAS (FDIC Certificate #3389).
POINTBANK has a Tier 1 capital ratio of 14.63%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 1.59%, and the return on assets is 0.80%.
Yes. POINTBANK is FDIC-insured (Certificate #3389). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.